Reduced interest rate and more days to repay the loan:

€10 000 - 28 Days, 18% p.a. - €361 / day
€50 000 - 42 Days, 16% p.a. - €1 204 / day
€100 000 - 56 Days, 14% p.a. - €1 808 / day
€250 000 - 105 Days, 12% p.a. - €2 426 / day
€500 000 - 140 Days, 10% p.a. - €3 645 / day
€1 000 000 - 168 Days, 8% p.a. - €6 068 / day

It significantly helps in repaying the loan, because the installments are lower.